Changes in Tariffs and interest rates for personal term deposits become effective from June 18, 2007.

Dear Customers!

Please be informed of the following changes in Tariffs and interest rates for personal term deposits and for personal flex-term deposits with ZAO Raiffeisenbank Austria (hereinafter the Tariffs):

• We changed interest rates for personal term deposits and for personal flex-term deposits.
• The duration of deposits has been changed to 5 years (1825 days).
• The minimum deposit amount has been changed to 15 000 roubles, 500 US dollars, and 500 euros.

The amendments to the Tariffs become effective from June 18, 2007. You can receive the new versions of the Tariffs in the Bank's branches.

Best regards,
Raiffeisenbank Austria