Changes in Current Account Tariffs become effective from March 12, 2007.

Dear Customers!

Please be informed that the following changes in Current Account Tariffs (hereinafter the Tariffs) become effective from March 12, 2007:

1. We changed the Article 10 - Interest paid on accounts is 0.1%.
2. We changed the Article 11 - Interest paid on accounts in other currencies is: CHF, GBP - 0.1%, JPY - 0.01%.

For more details on the changes, please ask Bank staff for copies of the new version of the Tariffs.

Regards,
ZAO Raiffeisenbank Austria