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Raiffeisenbank launched a mortgage rate of 6% under the state program for families with children
June 21 2018
Raiffeisenbank began to provide mortgage loans at a rate of 6% to families in which from January 1, 2018 until the end of 2022, a second or third child was born or will be born.
The discounted rate will be valid for three years for families in which the second child was born or will be born in the period from January 1, 2018 to December 31, 2022. If a third child was born in the family during the same period, the mortgage loan interest discount will be extended for another two years — up to five years.
According to the state program, the rate after the end of the discounted loan interest period will not exceed the size of the key rate of the Central Bank, valid at the time of the loan provision and increased by 2 percentage points. In addition, the bank will offer customers a rate under «Loan for the Purchase of Real Estate in the Primary Market» program, if it will be below the level of the Central Bank key rate plus 2 percentage points.
You can purchase an apartment in the primary market at the construction stage or with a registered right of ownership at a discount interest rate. The down payment should be at least 20% of the price of the apartment to be purchased, and the client needs to obtain life, health and collateral insurance. The maximum loan amount is 8 million rubles for Moscow and the Moscow Region, St. Petersburg and the Leningrad Region. For other regions of Russia — 3 million rubles.
As of the
AO Raiffeisenbank is a subsidiary of Raiffeisen Bank International AG. AO Raiffeisenbank takes the 11th place in terms of assets at the first
Raiffeisen Bank International AG is a leading corporate and investment bank in the financial markets of Austria and in the countries of Central and Eastern Europe. In Central and Eastern Europe, Raiffeisen Bank International operates an extensive network of subsidiary banks, leasing companies and a wide range of other specialized financial services providers in 15 markets (including Austria). In addition, RBI Group provides a number of other financial services, for example, asset management, M&A.
More than 50,000 employees serve 16.6 million clients in more than 2,400 branches, most of which are located in countries of Central and Eastern Europe. From 2005, Raiffeisen Bank International shares are listed on the Vienna Stock Exchange.
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